Estate Planning Who inherits my individual retirement account IRA if I do not name a beneficiary? Do I need a living will health care power of attorney or financial power of attorney? If I have all my estate planning and long term care documents from another state do I have to have redone in Florida? What is the difference between a guardian of the person and a guardian of the property? Will having a power of attorney and health care proxy in place prevent the need for a guardianship? Once I sign a durable power of attorney can I change my mind? When should an estate plan be reviewed? What is a power of attorney?